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Pet Insurance
We all love our pets. They are valued members of our family and their health is important to us. When they become ill the veterinary clinic is our first port of call. But taking our pets to the vet can cost a great deal of money - especially if treatment or surgery is required. Pet insurance cover eases the financial burden. With insurance plans from as little as £4 per month it's never been easier or cheaper to insure pets in the UK, and to protect against high veterinary costs.
Every year one in three cats and dogs are ill or injured. The average cost of taking them to the vet is about £300 per visit. So why take risks with your pet's welfare? Apply for pet insurance today.
Compare Pet Insurance
| Insurer | Online Discount | Multiple Pets Discount | Max Vets Fees | Policy Features | More Info |
|---|---|---|---|---|---|
 | 10% | 10% | £6000 | Vets fees of up to £6000 per condition with no time limit. Other benefits including pet reward, purchase price reimbursement if you lose your pet, pet boarding costs, holiday cancellation cover, third party liability and overseas travel cover. |  |
 | 10% | Unlimited | Vets fees from £3000 to unlimited per year depending on the cover option. Other benefits including pet reward, purchase price reimbursement if you lose your pet, pet boarding costs, holiday cancellation cover, complementary treatment and third party liability cover. |  | |
 | 15% | 15% | £7000 | Vets fees of up to £7000 per condition with no time limit. Other benefits including pet reward, purchase price reimbursement if you lose your pet, pet boarding costs, holiday cancellation cover, third party liability and overseas travel cover. |  |
 | 16% | 5% | £4000 | Get 12 months cover for the price of 10, only until end of May. Vets fees of up to £4000 per condition with no time limit. Other benefits including pet reward, purchase price reimbursement if you lose your pet, pet boarding costs, holiday cancellation cover, third party liability and overseas travel cover. |  |
 | 5% | 10% | £6000 | Vets fees of up to £6000 per condition with continuous cover for long term conditions. Other benefits including pet reward, purchase price reimbursement if you lose your pet, pet boarding costs, holiday cancellation cover, third party liability and overseas travel cover. |  |
 | 5% | 10% | £6000 | Vets fees of up to £6000 per condition with no time limit. Other benefits including pet reward, purchase price reimbursement if you lose your pet, pet boarding costs, holiday cancellation cover, third party liability and overseas travel cover. |  |
 | 5% | £3000 | Vets fees of up to £3000 per condition for 12 months. Other benefits including pet reward, purchase price reimbursement if you lose your pet, pet boarding costs, holiday cancellation cover, third party liability and overseas travel cover. |  |
How Does Pet Insurance Work?
Pet insurance is similar to other forms of health insurance cover. A premium is paid to the provider. When your pet becomes ill and requires treatment you make a claim for the costs incurred. The insurance provider then pays out a cheque and you bank it. Simple! Most types of domesticated animal are eligible for pet insurance in the UK. Many standard policies insure cats and dogs. Some extend cover to rabbits, birds and horses. For exotic animals and other uncommon pets competitive insurance quotes are best sought through companies that specialise in insuring these types of creatures. For all types of pets it is worth noting that premiums may vary according to breed.
What's covered?
Reimbursement of veterinary fees is the main reason pet owners insure their animals. But there are other benefits available too. If your pet were to die from accidental injury your policy may cover the price you paid for the animal. Should your pet injure someone or cause damage to property you may have legal protection by way of third party liability cover. Even if your pet was to go missing you may be able to claim for the cost of advertising for the pet's safe return or for membership of the Missing Pets Bureau. When taking out insurance, pet owners are offered choices on the level of cover. The cheapest pet insurance arrangements are policies that pay out on conditions caused by accidental injury only, or where claims are limited to certain illnesses. More comprehensive pet insurance policies cover pets for all eventualities, including treatment for a long list of illnesses and disease, for the whole of the animal's life. Premiums may be slightly higher, but for your peace of mind and the knowledge that your pet is able to receive the best treatment, come what may, the extra cost is often worth it.