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Cat InsuranceOwning a cat is a long-term commitment. That adorable feline that you love so much could live to be 15 years or 20 years old, or more. In that time your cat's health is your responsibility. If your pet falls ill or is injured you will need to take it to the veterinary clinic. As the average trip to the vets costs UK pet owners around £300 a time, a cat with health problems could be very costly indeed, that is unless you have cat insurance.
Why does your cat need insurance?Cat insurance is a health insurance policy for feline pets. It is available from many UK insurance companies. Providers of your household contents insurance or your car insurance policy for example, may also offer pet insurance for cats. With premiums from as little as 4 per month, cat insurance is cheap to buy. As some cat policies offer unlimited claims for almost any medical condition or injury that you can think of, it is a small price to pay for ensuring your cat's welfare.Affordable cat insurance coverProviders of cat insurance offer multiple levels of health cover. These range from affordable health plans that deal with life-threatening injuries to fully-featured cat policies that cover the cost of all veterinary treatment for the cat's entire life.Quality cat insurance cover from a reputable provider is likely to include coverage for:
You may also be entitled to some additional perks. For instance, some providers offer discounts for insurance policies taken out on multiple pets. You could qualify for free legal advice too should your pet be involved in an accident with a third party. How to apply for cat insuranceSome Applying for cat insurance has never been easier. You can complete a form and post it direct to the insurer. Alternatively, most providers are happy to issue instant cover over the telephone.The quickest and cheapest way to apply for pet insurance though is to do it online. When you apply online for cat insurance you may be eligible for an online discount of up to 15% on your premiums. The online form is quick and painless to complete, and it is processed instantly so allowing your cover to start straightaway. A range of payment options are offered too. You can arrange to pay monthly instalments on a direct debit, or you can pay annually by cheque or credit card. You might even pick up a further discount if you choose to pay the premium up-front in one go. Once your payment is processed you can then sit back with your feline friend safe in the knowledge that your cat's long-term health is covered, no matter what the cost. Making a claimSome Providers of pet insurance make it very easy for you to make a claim. All you have to do is contact the provider and they will send you a claim form. You should complete the form, and you may be asked to pass the form to your vet so they can fill out the necessary medical details. The claim form is then sent back to the provider and you receive a cheque in the post - simple!What you can claim for on your dog insurance policy, and how often you can make a claim varies with provider. Typically, you'll be entitled to make a claim for the full cost of any treatment or medication issued by the veterinary practice. Some policies have limits on the number of claims for the same or separate conditions that can be made in a year, or a limit on the amount that can be claimed. Some comprehensive policies offer unlimited claims without it affecting your insurance premiums. |
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