Pet Insurance - Pet Boarding Cover

It's good advice to always be prepared for the unexpected to happen. If you were to fall ill or become injured in an accident and end up in hospital, who would care for your pet? Perhaps a neighbour could help out, or maybe family and friends…perhaps - but you can't and most likely wouldn't want to rely on them to be there for you all of the time you are away - especially if your hospital stay ends up being a lengthy affair.

The alternative of course is to place your pet in the hands of the professionals. A pet boarding home, kennels or cattery would be able to look after your pet while you are away. Boarding homes though are not cheap -- placing your dog in boarding kennels for a week could cost as much as £140. If you don't have the funds set aside for such an emergency it could end up being quite a difficult experience for you in more ways than one.

Compare Pet Boarding Benefits

* Minimum number of days you have to hospitalised before you can claim pet boarding costs from your insurer. 

Pet insurance that covers pet boarding costs

It is at times like these then that you need pet insurance in place. A pet insurance policy that includes cover for hospitalisation of the pet's owner could help you out by paying for part or all of your pet's boarding costs. Normally a ceiling will be placed on the amount you can claim, and this will in turn vary by insurer. You may also find that some pet insurance products include pet boarding costs as a standard element in their cover, while others only provide access to it on their premium pet insurance policies. It is therefore wise to compare pet insurance policies to see what each offers in terms of coverage for boarding costs before you commit to buy.

Pet Boarding Exclusions and conditions

To be eligible to receive payments for boarding costs through your insurance provider your circumstances will need to meet certain conditions. The first stipulation that insurers will likely have you meet is that the animal is boarded at an officially licensed kennels or cattery. Any other type of accommodation won't do in the eyes of insurers.

Next you are likely to have to pass through a 'qualifying' period before payments begin. This means that your insurer will only start payments once you have been hospitalised for a minimum number of days. Additionally, most pet insurance policies won't cover you for boarding costs arising from a stay at a nursing home or place of convalescence once you leave hospital. It is only for the period of your actual hospital stay that you'll qualify for payments.

To make a claim you will need to present all pet boarding home receipts to the insurer as evidence of your pet's stay in the accommodation. The insurance provider may also choose to contact your doctor or the specialist treating you in hospital to confirm details of your hospitalisation. 

Pet insurance that includes owner hospitalisation cover is a valuable policy to have. It's there to help soften the financial blow of temporarily re-homing your pet while you're in hospital, leaving you with one less thing to worry about while you focus on your recover.

Pet Insurance Explained:

Overseas Pet Travel Cover
Third Party Liability for Pets
Missing Pets Advertising and Reward
Pet Boarding Costs
Pet Purchase Price Reimbursement
Pet Insurance - Types of Cover
Pet Insurance Excess Fess
Multiple Pet Insurance
Pet Insurance - Holiday Cancellation Cover